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Landlord / Tenant Advice
Landlord Frequently Asked
Questions How are
non-resident landlords taxed?
On receipt of the annual tax return, profit rent, i.e,. rent received
less allowable expenses. will be assessed. The landlord is entitled to
claim relief for expenses, which are usually allowed in arriving at the
rental profit. The landlord is also entitled to a credit for the tax
deducted by the tenant. Form R 185. should be submitted by the landlord
with the tax return to obtain credit for the tax retained.
Rent allowance.
Tax relief. may be claimed by a tenant paying rent to a landlord for
private accommodation by completing Form Rent I. This form is available
at www.revenue.ie. Revenue's Forms and Leaflets Service at LoCaIl 1890
30 67 06 or from any Revenue office. The annual maximum relief allowable
is given on Form Rent I.
Keeping records
You must keep full and accurate records of your lettings from the start.
You need to do this whether you send in a simple summary of your
profit/loss. prepare the accounts yourself. or, have an accountant do
it. All supporting records such as invoices. bank and building society
statements. cheque stubs. receipts etc.. should also be retained. You
must keep your records for six years unless your Revenue office advises
you otherwise.
What if Rents are payable to a
non-resident landlord?
If a landlord resides outside the country and rent is paid directly to
him/her or to his/her bank account either in the State or abroad. tax
must be deducted by the tenant at the standard rate of tax (currently
20%) from the gross rents payable. Failure to deduct tax leaves the
tenant liable for the tax that should have been deducted.
Example:
Gross rent per month €1000
Deduct tax (I 000 x 20%) €200
Pay to Landlord (1000-200) €800
The tenant must also give a Form R185* to the landlord to show that the
tax has been accounted for to Revenue.
Where an agent. resident in the State is appointed by the non-resident
landlord to manage the property and the agent is collecting the rents,
the rents must be paid gross to the agent. The agent is then chargeable
to tax on the rents as Collection Agent for the landlord and is required
to submit an annual tax return and account for the tax due under Self
Assessment. leaflet IT10 Guide to Self Assessment- provides more
detailed information.
Note: The agent appointed need not be a professional person, i.e., it
can be a family member or other person prepared to take on the
responsibility and undertakes to make annual tax returns and account to
Revenue for the tax due.
* (Available from www.revenue.ie, Revenue's Forms and leaflets Service
at
LoCall 1890 306706 or your local Revenue office).
What expenses can be claimed
for Wear and Tear?
If a premises is let for residential purposes and it is furnished. a
claim can be made for a wear and tear allowance based on the cost of the
furniture and fittings. It will be necessary to retain an itemised list
of expenditure incurred each year.
With effect from 4 December 2002 the allowance is 12.5% per year over 8
years.
For the period between 1 January 2001 and 3 December 2002 the allowance
was 20% per year over 5 years.
Prior to 1 january 2001 the allowance was 1 5% per year for the first 6
years and 10% in the 7th year.
What expenses can be claimed?
Broadly speaking. in calculating your rental expenses you can deduct
expenses so long as they-
Are incurred wholly and exclusively for business purposes, and . are not
of a capital nature.
The following are examples of the type of expenses that may be claimed
for:
Rents payable by the landlord in respect of the property. i.e.. ground
rent
Rates or levies payable on the property. i.e.. water rates, refuse
collection etc.
Cost of any service or goods provided by the landlord. i.e.. gas.
electricity. central heating. telephone rental. cable television etc.
for which they do not receive a separate payment
Maintenance, i.e.. cleaning and general serving of the premises
Insurance of the premises against fire. public liability insurance, etc.
Management. i.e.. actual cost of collection of rents. advertising. etc.
Legal fees to cover the drawing up of leases or the issue of solicitors
letters to tenants who default on payment of rent.
Accountancy fees incurred for the purposes of preparing a rental income
account.
Wear and Tear on furniture and fittings. i.e.. carpets. cookers, central
heating etc. (See page 4).
Interest paid on monies borrowed for the purchase, improvement or repair
of certain properties. This is covered in more detail overleaf.
Repairs, i.e.. Decorating and general upkeep of the property. A 'repair'
means the restoration of an asset by replacing subsidiary parts of the
whole asset. Examples of common repairs which are normally deductible in
computing rental profits include:
Exterior and interior painting and decorating
Damp and rot treatment
Mending broken windows, doors, furniture and machines . replacing roof
slates.
However, landlords may not claim a deduction for their own labour.
Tenants Rights
The following information is a guide for tenants and does not constitute
formal legal advice.
As a tenant in private rented accommodation you will have both legal
duties and rights. Verbal agreements are binding but written agreements
provide a clear record of your agreement should a dispute arise.
The Law Tenants'
Rights
As a tenant you have specified rights within the law. Accompanying these
rights are duties including :
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paying the rent on time
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keeping the accommodation in good condition and avoiding
damage to the property which you are renting.
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not to cause nuisance or annoyance to those around you.
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if you have any special terms in your lease you should
comply with them also.
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It is inadvisable to withhold rent if there are problems
with the accommodation such as faulty appliances etc. You will usually
be in a better position to assert your rights when you have kept to your
side of the bargain, i.e. have paid your rent.
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periodic tenancies require four weeks notice.
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fixed term tenancies must be completed. If you decide to
leave before the agreed date you are liable for the remaining rent,
however the landlord may decide to retain only your deposit.
Deposits
Most landlords will require a security deposit; this is usually one
month’s rent. The deposit must be recorded in your rent book or you
should have a receipt for the amount. Keep your receipt for future
reference and/or in case of a disagreement regarding the deposit.
You may lose some or all of your deposit if you:
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if you leave prior to the end of the agreement or
you do not give the required notice.
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cause damage to the property, apart from normal wear
and tear.
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Leave without paying all your rent or bills.
It is strongly advisable to ask for a receipt or have
the deposit amount written in your rent book.
Some landlords may allow you use your deposit in lieu of the final
month's rent but this is unusual. It is more common to pay your rent as
normal for the last month and receive the deposit back when finally
moving out.
Make arrangements with your landlord well in advance of moving out
regarding the refund of your deposit. Don't wait until the day you are
leaving to sort it out. Arrange a time when your landlord can come
around to your house, preferably when all the tenants are there, to
settle any bills etc. and refund your deposit. If you think that some or
all of your deposit has been unfairly withheld you may also be able to
recover the deposits through the Small Claims Court.
Rent Book
As a tenant you are legally entitled to a rent book. Rent payments
should be recorded in the rent book. If your landlord issues you with
receipts attach them into your rent book in order to have a proper
record of your payments. These records will be vital should any disputes
regarding your deposit arise when you choose to leave. Again make sure
that deposits paid are recorded in the rent book.
Your rent book should contain the following information:
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the address of the rented house/apartment/flat
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the name and address of your landlord or her/his
agent
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the name of the tenant(s)
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the length of the tenancy
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the amount of rent you pay and how often you pay it
e.g. weekly, four weekly or calendar monthly etc.
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the means by which you pay the rent should be
recorded - do you pay in cash, bank draft, standing order etc.
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utility payments i.e. gas, electricity, cable etc….
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the amount of deposit paid. It should also mention
how and when the deposit is to be returned.
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a statement of information, which advises rights and
duties of landlord and tenants in relation to the tenancy.
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an inventory of the items supplied by landlord,
ensure both yourself and the landlord sign and date this inventory
Rent Increases
If you do not have a fixed term lease your rent can be increased by the
landlord as often as he/she likes. For example in relation to a monthly
tenancy the landlord must give you one month's notice of the rent
increase. The landlord can also increase the rent by as much as they
wish and as often as they wish. Try and negotiate rent increases with
your landlord if you can. If not, it is often a good time to ask for
repairs to be made.
Visitors
Visitors to your home are your business. Overnight guests are also your
own business. The exception to this is if you have signed an agreement
by which you agree to forgo the right to have visitors in your home.
Make sure you know the difference between having a friend stay over and
moving a new person in to the house. Exercise your judgement. Also take
into account the views of the other tenants. You are entitled to have
overnight guests but moving someone in is another thing altogether.
Privacy
You are entitled to privacy and enjoyment of your home. Your landlord is
not entitled to enter your home without your permission. Make sure that
landlord access is agreed before you move in. If your landlord
constantly calls around to your home you are under no obligation to
invite him/her in. You are paying rent to enjoy your home in privacy. If
the landlord wants to make inspections, the frequency of these
inspections should be agreed beforehand. If repairs need to be made to
the property, the landlord must also agree with you when they are to be
carried out. It is usually in your interest to have repairs carried out
as quickly as possible.
If the property is up for sale or if there is to be a re-letting your
landlord should let you know viewing times in advance.
If you have difficulties regarding privacy please contact the PRTB.
Remember that as you want peace and quiet in your own home so do your
neighbours so keep the noise to an acceptable level.
Notice to Quit
Notice to quit must be in writing and must be served at least four weeks
before it is to be effective. Unless you have a lease or written
agreement, which states otherwise, your landlord can give you written
notice to leave your accommodation at any stage. The minimum notice is
never less than four weeks. If the length of tenancy is not specified
and you wish to leave your accommodation, you should also give four
weeks written notice to the landlord. If you do not, you risk losing
part or all of your deposit.
Residential
Tenancy Act 1st September 2004 was the
"commencement day" for the Residential Tenancies Act. This Act will
herald a new era for landlords and tenants in Ireland. The Act provides
for reform of residential landlord and tenant law, based on the
recommendations of the Commission on the Private Rented Residential
Sector. Below you will find a Guide providing a short summary of some of
the main elements of the new legislation. It does not cover all the
provisions of the Act, but it should be helpful in giving tenants,
landlords and their representatives a broad picture of the new legal
code. For further information you can contact or access the following:
The Act is available online at:
www.oireachtas.ie * Legislation * Acts: 1997 – 2004 * 2004 * 27
of 2004 (Residential Tenancies Act 2004 – PDF document)
Copies of the Act can be purchased directly from:
Government Publications Sales Office, Sun Alliance House,
Molesworth Street, Dublin 2
Or by mail order from
Government Publications, Trade Section, 51 St. Stephen’s
Green, Dublin 2 Tel: 01 6476834
Further information can be obtained from:
Private Residential Tenancies Board Tel: 01 8882960
Canal House, Canal Road, Ranelagh, Dublin 6.
Email: Tenancies_Board@environ.ie
Tenancy Obligations (part2)
Tenants must:
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pay the rent and any other specified charges,
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avoid causing or make good any damage beyond normal wear
and tear,
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notify the landlord of any repair requirements,
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allow access for repairs to be carried out and by
appointment for routine inspections,
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keep the landlord informed of the identity of the
occupants
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not engage in or allow anti-social behaviour
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not act, or allow visitors to act in a way that would
invalidate the landlord’s insurance,
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not cause the landlord to be in breach of statutory
obligations,
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not alter, improve, assign, sub-let or change the use of
the dwelling without written consent from the landlord.
Landlords must:
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allow the tenant to enjoy peaceful and exclusive
occupation,
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carry out repairs, subject to tenant liability for
damage beyond normal wear and tear
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insure the dwelling, subject to the insurance being
available at a reasonable cost
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provide a point of contact,
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promptly refund deposits unless rent is owing or
there is damage beyond normal wear and tear or outstanding bills
unpaid
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reimburse tenants for expenditure on repairs that
were appropriate to the landlord
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enforce tenant obligations
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not penalise tenants for making complaints or taking
action to enforce their rights.
These respective obligations must be adhered to whether
or not there is a lease or written agreement - landlords and tenants
cannot contract out of them. Additional obligations, however, can be
included in a lease. If the landlord does not enforce the tenant’s
obligations, any other person who is adversely affected as a result can
bring a complaint to the Private Residential Tenancies Board (PTRB)
about the failure. Prohibited anti-social behaviour includes behaviour
that interferes with other people’s peaceful occupation as well as more
serious behaviour that causes fear, danger, injury, damage or loss.
Rents
Rent may not be greater than the open market rate and may be reviewed
(upward or downward) once a year only unless there has been a
substantial change in the nature of the accommodation that warrants a
review. Tenants are to be given 28 days notice of new rents. Tenants may
ask their landlord to review the rent if they feel it exceeds the market
rate for the property - if more than a year has elapsed since the last
rent review, tenants may seek a review. Disputes about any aspect of
rent may be referred to the PTRB.
Security of Tenure (Part 4)
Security of tenure is based on 4-year cycles from the date Part 4 of the
Act comes into force (i.e. 1st September 2004). The landlord can
terminate without specifying grounds during the first 6 months, but once
a tenancy has lasted 6 months, the landlord will be able to terminate
that tenancy (known as a "Part 4 tenancy") during the following 3 1 /2
years only if any of the following apply;
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the tenant does not comply with the obligations of
the tenancy
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the dwelling is no longer suited to the occupants
accommodation needs
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the landlord intends to sell the dwelling in the
next 3 months
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the landlord requires the dwelling for own or family
member occupation
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the landlord intends to refurbish the dwelling
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the landlord intends to change the business use of
the dwelling.
The grounds for recovery of possession listed above are
subject to certain procedures to prevent their abuse. At the end of the
4 years, a new tenancy will commence and the cycle begins again on the
same basis as outlined above. The following are other key features of
Part 4 tenancies:
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Tenants may opt to continue in occupation after a
fixed term tenancy that has lasted 6 months or more expires, but
they must notify the landlord of an intention to remain, between one
and three months before the fixed term lease is due to expire.
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Where a tenancy is assigned to a new tenant (i.e.
transferred with the landlord’s consent), a new tenancy cycle will
commence.
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Where a tenancy is sub-let (i.e. tenant moves out
and becomes landlord to a new sub-tenant with the landlord’s
consent), the sub-tenancy will be deemed to have commenced on the
same date as the head-tenancy out of which it was created, and the
cycle will continue. Further detail relating to sub-tenants is
contained in the Schedule to the Act.
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In the case of multiple occupants, the cycle will
run with the earliest tenant and Part 4 protection will, therefore,
last less than 4 years for those who join in at a later stage.
Multiple occupant tenancies will continue for the full four years so
long as there is at least one person who is a tenant of the Part 4
tenancy in occupation (not necessarily one of the original tenants).
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Licensees (i.e. additional occupants brought in by a
resident tenant who are not tenants themselves) may request the
landlord to become tenant and the landlord may not unreasonably
withhold written consent.
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The tenant will be free to terminate the tenancy at
any time, subject to any fixed term lease or agreement
Tenancy Terminations (Part 5)
Tenancies will be terminated by means of a notice of termination,
regardless of why the termination is happening. If the termination is by
the landlord and the tenancy has lasted more than 6 months, one of the 6
reasons on the previous page must be cited. Tenants do not need to give
a reason for terminating. The notice period to be given depends on the
length of the tenancy as follows:
Shorter notice periods apply where termination is for non-compliance
with tenancy obligations (7 days for serious anti-social behaviour, 28
days for other breaches) and the parties may also agree a shorter notice
period at the time of termination (but not earlier). Longer notice may
be given, but not more than 70 days where the tenancy has lasted less
than 6 months.
Less than 6 months -28 days
6 or more months but less than 1 year - 35 days
1 year or more but less than 2 years - 42 days
2 years or more but less than 3 years - 56 days
3 years or more but less than 4 years - 56 days
4 or more years 112 days
Where a landlord refuses consent to assign or sub-let a fixed term
tenancy, the tenant may terminate the tenancy before the expiry of the
fixed term.
Dispute Resolution (Part 6)
Disputes arising between landlords and tenants are generally to be
referred to the PRTB instead of the courts. Examples of disputes that
will be dealt with by the Board include issues relating to;
deposit refunds, breaches of tenancy obligations, lease terms,
termination of tenancies, market rent, rent arrears, complaints by
neighbours regarding tenant behaviour, etc.
Either the landlord or tenant can initiate the process. The person who
initiated the process will have to pay a fee (to be decided by the PRTB)
which will not be expensive. Legal representation should not be
necessary as the dispute resolution process will operate informally and
is intended to minimise expense and stress for all parties concerned.
Cost of legal or other professional representation at PRTB proceedings
will not be awarded except in exceptional circumstances as determined by
the Board.
The dispute resolution process consists of two stages:
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Stage 1: Either mediation or adjudication as chosen
by the parties and is confidential
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Stage 2: A public hearing by a three-person Tenancy
Tribunal. A mediated agreement or the decision of an adjudicator or
of a Tribunal will result in a determination order of the Board. A
Tribunal decision may be appealed to the High Court on a point of
law only. The enforcement of determination orders of the Board that
are not complied with will be through the Circuit Court. The Board
may award damages of up to 20,000 and arrears of rent of up to
20,000 or twice the annual rent, whichever is greater (but a maximum
of 60,000 applies to rent arrears awards). Cases involving amounts
greater than these will have to be taken through the courts. The
Board will have power to apply to the courts for injunctive type
relief in the case of very serious emergency cases coming before it,
e.g. illegal evictions, threat to life, etc .
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Registration of Tenancies
(Part 7)
Landlords will have to register details of all their tenancies with
the PRTB but from the commencement of the new registration system
will no longer have to register with local authorities. The Board
will use the registration data for its information provision
function and for resolving certain types of disputes.
Registration Procedures
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In future new tenancies will have to be registered
within a month, existing tenancies will have to be registered within
3 months of Part 7 of the Act coming into force (i.e. by the 1st of
December 2004).
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Landlords currently registered with local
authorities must re-register with the PRTB giving details required
by the Act but will not have to pay a fee.
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The requirement to register arises only where a new
tenancy is created.
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While a revised rent must be updated in the register
within a month of taking, that notification will not require to be
accompanied by a fee. Other relevant changes that occur in the
details of the registered tenancy need only be notified as part of a
rent review update.
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Tenants must supply landlords with the information
they need to complete the registration form, including their
Personal Public Service Number. • The registration fee is 70 per
unit and a composite fee of 300 is available where a number of units
in the one property are being registered at the same time.
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There are exceptions in certain limited
circumstances i.e. 2 fees already paid in respect of the dwelling
within the previous year.
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A double fee applies for late registrations.
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In a case where a tenancy lasts for 4 years, a new
registration application and fee will apply where a further Part 4
tenancy commences immediately afterwards.
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The fees will keep pace with inflation. Other
Registration Functions of the PTRB
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The PTRB will exchange data on tenancies with local
authorities and the Department of Social and Family Affairs and will
provide particulars to he Revenue Commissioners as requested.
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The PTRB will rigorously pursue compliance by
landlords with the registration requirement. Failure to do so is an
offence and the penalty on conviction is a fine of up to ¤3,000 or
up to 6 months imprisonment or both.
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Landlords must be registered in order to avail of
the PRTB dispute resolution service.
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Tenants will have access to the service irrespective
of whether or no the tenancy is registered.
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When registered, the PTRB will issue the landlord
and tenants with a registration number.
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An extract from the register will be available to
the public. It will not contain information that would disclose the
identity of the landlord or tenant or the rent.
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